Most of the time when opening a credit card statement, you will see the things that you purchased over the past month. You can skim down the list and see the things that you bought getting a mental note about how you are spending your money. At times you will see an unknown charge on the credit card statement that you aren't sure of. Find out what you should do about this type of charge.
Don't start off by panicking. It's not going to solve your problem. In many cases it's just a misunderstanding. At times there are duplicate charges on your card that happen on accident. At other times you might have purchased something but it shows up on the card under a different company name.
Talk to your spouse about the purchase. He or she might have bought something special for you that you aren't aware of. Don't complicate things until you have both talked about it. He or she might be able to tell you what's going on without making it a big issue.
Do you know where the credit cards actually are? Sometimes you might have lost the card and not realized it. If you can't find the card, cancel it immediately as someone else might be using it causing these unknown charges.
Try to contact the company charging your card to find out what it is that you are being charged for. Many companies appreciate you coming to them first as against going straight to the credit card company.
If you can't get a good answer, call your credit card company and try to dispute the charge. Many times you can get a charge back which will get you your money back.
Many aren't aware of this, but if you have used this card online, you might have been caught up in a spyware problem at one point in time. Many of these are good at getting to accounts and credit cards if you aren't careful. This could be one of the reasons for the charge.
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